Alabama Mortgage Rates-Current Mortgage Rates in Alabama

Here are today's (05-25-18) current mortgage rates:

Program                                                                    Rate                              APR                      

30-Year Fixed Rate Conv                                          4.25%                          4.447%
15-Year Fixed Rate Conv                                          3.75%                          4.093%
30-Year Fixed Rate FHA                                           3.875%                        4.067%
30-Year Fixed Rate VA                                             3.875%                        4.067%
15-Year Fixed Rate FHA                                           3.75%                          4.093%
15-Year Fixed Rate VA                                             3.75%                          4.093%
30-Year Fixed Rate USDA                                        3.875%                        4.067%

Compare and lock your rate in today.

*FICO score is 740 or higher.

*30 and 15-Year Conventional Fixed rate loans, based on a $225,000 loan, and Loan-To-Value (LTV) of 75% with 1.5% points due at closing.

*Mortgage rates could change daily.
*Actual payments will vary based on your individual situation and current rates.
*Based on the a purchase or refinance of primary residence with no cash out at closing.
*The lock in period is 30 days.
*Loan to Value (LTV) is 75%.

**Adjustable-Rate Mortgage: The initial payment on a 30-year $200,000 5-year Adjustable-Rate Loan at 3.75% and 75.00% loan-to-value (LTV) is $926.24 with 2 points due at closing. The Annual Percentage Rate (APR) is 4.649%. After the initial 5 years, the principal and interest payment is $926.24. The fully indexed rate of 4.75% is in effect for the remaining 25 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 5 years.


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