High FICO score=Low Rates
High FICO=LOW RATES
If you have a high FICO score (740+), we can get you a VERY LOW RATE.
If you have a average FICO score (680-739), we can get you a GOOD RATE.
If you have a lower FICO score (620-679), we can get you an AFFORDABLE RATE.
Whether it's for a purchase, refinance, cash-out to pay...
All About Assumable Mortgages
An assumable mortgage is a home loan that allows you to take over a seller’s home loan instead of applying for your own mortgage. However, not all mortgages are assumable — typically only some FHA and VA loans are assumable.
An assumable mortgage is best done with lender...
Lease Purchase Agreement
A lease purchase agreement allows you as a tenant to become a homeowner of the property after certain steps have been done.
First step, is to record the agreement at the county courthouse.Next, make sure your monthly payments are made by check, so you will have a document of record.Note,...
Self-Employed? Here's How to Get a Home Loan
A critical factor for qualifying for a home loan is your income. Understandably, lenders need to know that you have a stable income that allows you to sustain a mortgage. While traditional homebuyers can prove this easily with a standard W2 from their employer, a self-employed borrower...
What is a Second Mortgage and What are the Benefits?
Owning a home is one of the best investments you can make in your lifetime, but sometimes the budget can get tight. Along with the typical home-related bills like mortgage note payments, household utilities, and any required repairs—there's also the additional financial...